For day ten of my Allstate Drivewise/ Root test drive, I got to do a few experiments, mostly with Drivewise because Root doesn’t tell me squat. It’s still coming along swimmingly, but the data it gives you is minimal. Allstate Drivewise Doesn’t Know Who’s DrivingI’ll explore the tech behind how some of these apps determine who’s driving in a future blog. Obviously, because Root doesn’t show you your driving history, you’ll have no way of knowing if it tracked a trip or not. Allstate Drivewise, however, gives you maps of your trips. Suffice it to say, I did go out to lunch with a friend the other day and my friend drove while I sat in the passenger seat. Neither car insurance app so much as blinked. Root didn’t change my rating and Allstate didn’t log the drive there or back. However, I went to a concert last night. I drove to my friend’s house. From there, we caught a Lyft to a venue. After the concert, we caught a second Lyft to a restaurant. After dinner, we caught a third Lyft back to my friend’s. I followed the same pattern getting into the vehicle each time; my friend opened the rear passenger door, I got in, and I slid across the back seat until I was seated behind the driver. Again, I don’t know if Root tracked any of these and decided I was driving, but I do know Allstate Drivewise assumed I was behind the wheel going from my friend’s house to the venue. It didn’t log the other two as me though. You Can Delete Allstate Drivewise Trips to Improve Your ScoreA lot of the data Allstate Drivewise has reported thus far has been inaccurate, including instances of speeding at over 80mph. As such, my latest stats concluded I could anticipate 0% cash back at the end of my cycle. I decided to remove several trips from my Allstate Drivewise record and noted them as “Trip Info Incorrect” in the app. I can now anticipate 8% cash back again. Truth be told, it really doesn’t matter because if Root gives me a decent quote, I already know I’m leaving Allstate at this point. I mostly did it for kicks to see what would happen. Root Still Gives Me 9/10Part of me wonders if Root doesn’t give out all the info Drivewise does because it’s just as inaccurate. However, I’ve remained a 9 or 10 for my whole Root test drive, so I’m thinking they’ve got stuff down that Allstate doesn’t yet- tech-wise and competitive rate-wise, of course. Follow My Root Test DriveI’ll be reporting back the results of my Root test drive as I go and comparing it to Allstate Drivewise. Check back to see how it ends. If you’ve used either car insurance app and think others can benefit from hearing your experiences, click “Share Your Story” in the main menu.
2 Comments
Kaitlyn
3/19/2020 06:43:19 am
Hi
Reply
Jen
3/22/2020 09:30:27 pm
Hi Kaitlyn,
Reply
Your comment will be posted after it is approved.
Leave a Reply. |
Ads Buy Us Coffee and Keep Us Writing :)
My Root Test Drive By DayDay 1
Day 2 Day 3 Day 4 Day 5 Day 6 Day 7 Day 8 Day 9 Day 10 Day 11-22 Day 23-26 Policy Comparison The Ugly Breakup Archives
July 2021
Categories
All
Ads Buy Us Coffee and Keep Us Writing :)
|